Just Saying...

Just Saying...

Credit Checks for Job Applications?

Posted: 28 Nov 2011 03:52 PM PST

I found something to write about.

I applied for a position within a government housing program.  Just as I hit send, I forgot to click the "terms and agreement" box.  I never read those things. Especially on a government site.  Just as the page was turning over, I saw "agree to a credit check" etc.

Um No.

Why in the world would a government office feel the need to run a credit check on a job application site?  My finances have absolutely nothing to do with my qualifications.

I wrote to the site, asking just that. Why?

Not sure how credit scores work in the states, but in Canada, every time you have a credit check done, it's a ding against your name. If it happens often, you look like a credit chaser. Which ultimately lowers your credit score.

Not a good thing for someone like me, who's building credit. And although my score is okay, now, considering I didn't have one at all 3 years ago, I'm not thrilled about anyone other than my bank doing a check. Btw - not having a credit card does more harm than good for your score, than having one. Don't have one, get one. At least then there is something on file on how well you manage having credit.

A co-worker mentioned it might be a general terms and agreement form that covers 'both' job and housing applications.  That made me feel a tad better. I understand some landlords wanting to do a credit check on you before renting to you... but then again, that doesn't thrill me either. That is the whole point of calling the previous landlord and asking if you defaulted on any rent.

Now back to your regular scheduled program.

diposting oleh Motivasi pada 23.31 Senin, 28 November 2011

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